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Information on Care Credit

Care Credit insurance

CareCredit, the leader in patient/client financing, has helped more than 3 million patients/clients get the treatment or procedures they needed and wanted.

With a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, we offer a plan and a low monthly payment to fit comfortably into almost every budget. CareCredit provides patient/client payment plans for:

Care Credit insurance

* Dentistry
* Vision Care (including LASIK)
* Veterinary Medicine
* Audiology
* Cosmetic Surgery
* Chiropractic
* Hair Restoration and
* Other Healthcare Specialties

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Dr. Michael Potts carrys Care Credit.>>

 

Frequently Asked Questions about Care Credit:

1. What is CareCredit?
Ideal for co-payments, deductibles, treatment and procedures not covered by insurance, CareCredit is a revolving line of credit designed specifically for your healthcare needs. With CareCredit, you pay no up-front costs, no pre-payment penalties, and no fees. Plus, CareCredit can be used by your entire family for their on-going treatment needs without having to reapply. Your CareCredit card can be used at over 45,000 participating healthcare practices nationwide including dentists, ophthalmologists, veterinarians, audiologists, chiropractors, hair restoration clinics, and other healthcare professions.

2. How does CareCredit work?
Simply fill out a short application at your healthcare provider's office and a staff member will submit the application on your behalf. You'll know within minutes if you qualify for credit.

Or if you would like to apply online from the privacy of your own home, click here. You will receive an online decision within seconds! Once you're approved, you can use your CareCredit account immediately. Your CareCredit card will arrive within three weeks.

3. How can CareCredit help me?
Save your consumer credit cards for household or unplanned expenses. With CareCredit’s flexible, low monthly payment plans, you can get the treatment you want today – and pay conveniently over time. With so many plan options, there is a monthly payment to fit almost every budget. Plus, you can use CareCredit for your entire family’s on-going healthcare needs, without having to reapply.

4. What payment plans are available through CareCredit?
CareCredit offers a full range of payment plans. Our 3, 6, 12, & 18 Month No Interest Payment Plans feature monthly payments as low as 3% of the balance and let you pay within the specified time without incurring interest charges.

For patients/clients with treatment fees from $1,000 to over $25,000, who would appreciate more time to pay and lower monthly payments, our 24, 36, & 48 Month Extended Payment Plans offer a low, fixed 9.90% interest rate and an extended term.

Please Note: Not all practices offer every plan. To find out which plans are available in your provider's practice, be sure to speak with the Office Manager or Financial Coordinator.

5. How can I find out which doctors accept CareCredit?
To receive a list of doctors that accept CareCredit in your area, please call 866-893-7864.

Please let the Support Specialist know what type of practice you are looking for and the city and state you live in.

6. What if my healthcare professional doesn’t accept CareCredit?
If you would like to take use the CareCredit program but your healthcare professional doesn’t offer it, please take a moment and click here to fill out our referral form. We will contact the practice on your behalf to discuss the benefits of offering CareCredit to their patients/clients.

To locate a doctor today who offers the CareCredit program, call 866-893-7864 to obtain a list of CareCredit providers in your area.

7. How can I qualify for CareCredit?
Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

8. Can I apply for CareCredit online?
Absolutely! Applying online is quick, easy, and secure with SSL-encryption. Simply complete and submit your application to receive a decision in seconds. Once approved, print out your response, and present it, along with 2 forms of identification at your practice. Your CareCredit card should arrive within three weeks. It’s that easy!
Click here to apply online.

9. What would my monthly payments be?
To estimate your monthly payments, click here to use our Payment Calculator. (Be sure you know the name or phone number of your doctor's practice.)
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10. When will I receive my first CareCredit billing statement?
You will not receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.

11. Can I pay off my CareCredit account before the end of the term?
Yes. There are no pre-payment penalties with CareCredit.

12. I already have a CareCredit account but I would like to use it again, can I?
Yes, you can use your CareCredit account at any CareCredit practice. As long as you have the available credit on your account, you can use your card for ongoing or new treatment and procedures, without the need to reapply.

If you want to request a limit increase, please call 800-333-1071 for more information.
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13. Where can I call with questions about my CareCredit account?
For questions regarding your CareCredit account please contact us at 866-893-7864.
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14. Can I access my account or make a payment online?
Yes, you can. Click on the "Access Your Account" button on the left hand side of the screen and enter in the necessary information. You can:

* View Your Account Summary
* Make a Payment Online
* View Your Transaction History

15. Can I pay a portion of the fee myself and use CareCredit for the remainder?
Yes. You can use CareCredit for treatment balances from $1 to over $25,000.



For over 25 years, dentist Dr. Michael Potts D.D.S. has served Ventura County, California for dental implants, cosmetic dentistry, and general dentistry. Dr. Potts is a dentist who is excited about new cosmetic concepts in dentistry. He also places and restores dental implants in the same office. We have a great staff, the right equipment, and an on-site laboratory to serve you professionally and quickly!

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American Academy of Implant Dentistry
International Congress of Oral Implantologists
Academy of General Dentistry

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